Otter.ai has four pricing tiers in 2026: a free Basic plan, a Pro plan at $8.33–$16.99/month, a Business plan at $20–$30/month, and custom Enterprise pricing. The biggest decision is monthly vs annual billing — annual saves you 51% on Pro. Here’s a complete breakdown of every plan, what’s included, and exactly how to pay the least possible.
Otter.ai Pricing Plans at a Glance
| Plan | Monthly Price | Annual Price | Best For |
|---|---|---|---|
| Basic (Free) | $0 | $0 | Light users, testing |
| Pro | $16.99/mo | $8.33/mo ($99.99/yr) | Individuals, freelancers |
| Business | $30/mo per user | $20/mo per user ($240/yr) | Small teams (up to 25) |
| Enterprise | Custom | Custom | Large organizations |
Otter.ai Free Plan: What’s Actually Included
The Basic plan is completely free — no credit card, no expiry. It’s not a trial; it’s a permanent tier. Here’s what you get:
- 300 transcription minutes/month (shared pool across recording types)
- 30-minute maximum per conversation
- 3 file imports — lifetime total (not per month)
- 25 most recent conversations visible
- 20 AI Chat queries/month (3 per conversation)
- 5 custom vocabulary terms
- 1 concurrent meeting
- mp3 and txt export only
- Zoom, Teams, Meet integration
- iOS and Android apps
The free plan is genuinely useful for casual users who only need to capture short meetings or occasional voice notes. The hard limits hit when your sessions run past 30 minutes or you need to import recordings.
Otter.ai Pro Plan Pricing ($8.33/mo Annual)
The Pro plan is Otter.ai’s most popular tier for individuals. At $8.33/month on annual billing ($99.99/year total), it unlocks significantly more capacity:
- 1,200 transcription minutes/month (4x the free plan)
- 90-minute maximum per conversation (3x the free limit)
- 10 file imports per month (vs 3 lifetime on free)
- Unlimited conversation history
- 50 AI Chat queries/month
- 200 custom vocabulary terms (names and other terms)
- 2 concurrent meetings
- Advanced playback speeds (0.5x to 3x + skip silence)
- Full export formats: mp3, txt, pdf, docx, srt
- Up to 5 workspace members
- Advanced search by speaker, date range
Student pricing: If you have a .edu email, the Pro annual plan drops to $6.67/month ($79.99/year) — an extra 20% off. See our Otter.ai student discount guide for how to claim it.
Otter.ai Business Plan Pricing ($20/mo Annual)
The Business plan is designed for teams and adds enterprise-grade features on top of everything in Pro:
- $20/month per user on annual billing ($240/year per user)
- $30/month per user on monthly billing
- Unlimited transcription minutes
- 4-hour maximum per conversation
- 6,000 imported file minutes/month
- 200 AI Chat queries/month
- 3 concurrent meetings
- Up to 25 workspace members
- Admin controls: user management, usage analytics, activity logs
- Domain capture for automatic team member addition
- Bulk user management and bulk export
- Recording control and sharing permissions
- Custom notetaker name for virtual meetings
- SMS two-factor authentication (US/Canada)
Otter.ai Annual vs Monthly: Which Is Cheaper?
| Plan | Monthly Billing | Annual Billing | Annual Saving |
|---|---|---|---|
| Pro | $16.99/mo ($203.88/yr) | $8.33/mo ($99.99/yr) | $103.89/yr (51% off) |
| Business | $30/mo ($360/yr) | $20/mo ($240/yr) | $120/yr (33% off) |
| Student Pro | $13.59/mo ($163.08/yr) | $6.67/mo ($79.99/yr) | $83.09/yr (51% off) |
Annual billing is always cheaper — the only reason to choose monthly is if you only need Otter.ai for 1-2 months, in which case monthly flexibility is worth the premium. For anyone using it regularly, annual billing pays for itself within 2 months.
How to Get the Best Otter.ai Price Right Now
- Choose annual billing — Biggest single lever. Saves 51% on Pro instantly.
- Use student pricing — If you have a .edu email, get an extra 20% off on top of annual pricing.
- Start free, upgrade when needed — The free plan never expires. Use it until you hit the 30-minute limit or 300-minute monthly cap, then upgrade.
- Check for seasonal promotions — Otter.ai occasionally runs Black Friday and New Year deals. We track them all at ottercouponcode.com.
- Verify your coupon — Before paying, check our Otter.ai promo code page for any active codes.
Is Otter.ai Worth the Price?
At $8.33/month for Pro, Otter.ai is one of the most cost-effective AI transcription tools on the market. For context: hiring a human transcriptionist typically costs $1–$2 per minute. If you record even one hour of meetings per month, Otter.ai pays for itself many times over.
The free plan covers casual use. Pro is the right choice for anyone who regularly records meetings, interviews, or lectures. Business adds team features that manual solutions can’t match. The question isn’t whether it’s worth it — it’s which plan matches your volume. Use the best available coupon code to make the decision easier.
Frequently Asked Questions
How much does Otter.ai cost per month?
Otter.ai Pro costs $16.99/month on monthly billing or $8.33/month on annual billing ($99.99/year). The free Basic plan is $0 forever. Business is $30/month or $20/month annually.
What is the cheapest Otter.ai plan?
The cheapest paid plan is the Student Pro Annual at $6.67/month ($79.99/year) — available with a .edu email. For non-students, Pro Annual at $8.33/month is the lowest price.
Does Otter.ai charge per user?
The free and Pro plans have per-account pricing (not per seat). Business is priced per user per month. Enterprise is custom-quoted based on organization size.
Can I cancel my Otter.ai subscription anytime?
Yes, you can cancel anytime. If you cancel an annual plan mid-year, Otter.ai does not typically offer prorated refunds — your subscription remains active until the end of the billing period.
Are there any hidden fees in Otter.ai pricing?
No hidden fees. The price you see is the price you pay. The only additional cost to be aware of: live transcription via RTMP (a broadcast feature) has extra fees, but this is a niche enterprise feature most users never encounter.
Does Otter.ai offer a refund?
Otter.ai has a limited refund policy. If you’ve just subscribed and haven’t used the service, you may be eligible for a refund by contacting support. After usage has begun, refunds are generally not offered for the remainder of the billing period.
Is Otter.ai more expensive than alternatives?
At $8.33/month for Pro annual, Otter.ai is competitively priced. Fireflies.ai Pro is $10/month, Fathom is free for individuals. For the combination of features, accuracy, and integrations, Otter.ai represents strong value at the annual rate.